Articles Written By: Robert Kohen

Every Official ACT Practice Test

Official ACT practice tests should form the core of any ACT prep plan. Take each test timed and review missed questions carefully before moving on to a new test. Keep a record of the questions you’ve missed and how to solve them so that you can go back and review them over time.

Every Official ACT Practice Test

There are a total of 12 official practice tests available. The ACT website also contains a series of practice questions roughly equal in length to one practice test. Here is where you can find all this material:

The Real ACT Prep Guide, Third Edition

This contains five tests. These include answer explanations, although they’re of mixed quality.

ACT Online Prep

This online software from the ACT contains two tests. While the tests contain answer explanations (of mixed quality again), you are unable to print the tests and must take them on the computer.

Released PDFs

Over the years, the ACT has released 5 additional practice exams as PDFs. These contain answer and scoring information but no answer explanations.

PDF Test 1

PDF Test 2

PDF Test 3

PDF Test 4

PDF Test 5

ACT Sample Questions

While not technically an exam, this set of official questions roughly matches the length of a full test. Explanations are included.

 

Financial Aid: An Interview With Dr. Dean Skarlis

College Financial Aid SkarlisDr. Dean P. Skarlis is President and Founder of The College Advisor of New York, Inc., a comprehensive college counseling practice serving clients in New York and across the U.S. Dean’s unique model integrates all aspects of college admissions counseling with financial strategy. Dr. Skarlis has more than 24 years of experience in education including 7 years as a consultant for ACT. He has taught at the graduate and undergraduate levels, and has been quoted often in The Wall Street Journal, The Washington Post, on ABC World News, and other national media outlets. He has trained thousands of CPAs and financial advisors on the intricacies of financial aid and scholarships. He and his staff of 9 have helped thousands of students and families navigate the complex and expensive college admissions and financial aid process. Dean holds a B.A. in Psychology from Allegheny College, an M.A. in Psychology from Duquesne University, and a Doctorate in Educational Policy and Administration from the University of Pittsburgh. He is also a graduate of the Harvard University Institute on College Admissions.

Dr. Skarlis, please tell us a little bit about yourself and the work you and your consulting practice, The College Advisor of New York, do with college applicants.

I have been in and around higher education for 25 years. I have worked at two universities and for ACT, the company that makes the ACT exam. I hold a Master’s in Psychology and a Doctorate in Education from The University of Pittsburgh. I have helped thousands of students and parents through the college admissions and financial aid/scholarship process for the past 11 years. Our goal for each family is to help the student find, and gain admission, to a college that’s a great fit socially, academically, programmatically and financially.

When during the college admissions process should families begin to think about financial aid?

In the student’s sophomore year of high school. Why so early? Because parents need to understand their affordability as early as possible so their child doesn’t get emotionally attached to a college that they cannot afford. This has become much more important now that many private colleges (and not just the Ivies) have eclipsed $65,000/year or $260,000 over four years. The financial aid “clock” begins ticking in the student’s junior year of high school, and most families can do considerable planning before then to maximize financial aid and/or scholarships.

What steps can students take during their high school years to help them increase their chances of eventually securing merit aid for college?

Do well in challenging courses in school. This is of significant importance. In addition, prepping for the SAT, ACT, and SAT Subject Tests is important as well as strategizing on which test to take and how many times to take it. We offer an SAT/ACT Hybrid Diagnostic for our students which gives them detailed information not only on which test, but which portions of the exam they did well on, and where, in specific terms, they need to improve. This helps kids work on precise skills to improve their scores. There is also considerable strategy on when and which scores to send to colleges. These decisions are critical. In addition, very few people understand that the application essay can often affect merit scholarships as well. In these ways and others, the college selection/admissions process needs to be integrated with the financial aid/merit scholarship process to yield the best results. Very few families fully understand this concept.

What are some common mistakes families make when it comes to financial aid?

There are many. Assuming you will not qualify, and not applying for it can be a huge mistake. Many people also complete the forms incorrectly. I’ve seen parents list assets that they are not required to present. This has caused them not to get any aid, when in fact, they were deserving of it. In addition, there are planning strategies – in some ways that are analogous to tax planning – that can help families save thousands of dollars per year. This is an area of focus for our company.

Can you share with us one of your favorite financial aid success stories from a family you’ve worked with and what we can learn from it?

One of our families had several million dollars in assets, but still qualified for need based financial aid. This family saved about $44,000 off the cost of college at a selective, private school. We saved them money, not be helping them implement complex planning strategies, but instead simply by building a list of schools that did not assess those million dollar assets in its financial aid formula. This is what I mean by integrating the college selection/admissions process into the financial aid/scholarship process. Colleges assess a family’s ability to pay in radically different ways, so by teaching the family this simple fact, we helped them find a great school at which the student was happy, and it cost about $44,000 less over four years.

Are there any downsides to applying for financial aid? Can doing so harm a student’s chances of admission at certain schools?

Yes, but it completely depends on the school. Applying for – and qualifying for – need based aid at many of the elite colleges actually increases your chances for admission to those schools. At most colleges, however, it has the opposite effect, so depending on several factors, it may not be wise to apply for aid.

How negotiable are financial aid offers once a student has already been admitted to a college? Should families try to negotiate?

Absolutely they should, except they need to use the term “appeal” rather than “negotiate.” This gives the college the power they seek in these dealings, and helps the family acknowledge that the school does, in fact, have the final word in these dealings. There is an appropriate way by which to appeal an offer of need based or merit based (scholarship) aid. In short, the families who understand the process and appeal based on that knowledge are those who will receive the most money. Hiring an experienced college admissions consultant, who also understands the financial aid process (many of the most experienced counselors do NOT understand it), can save you thousands of dollars. Financial aid terminology is like a different language, and the parents and students who take the time to learn it will be in a much better position when it comes to appealing their aid decision.

What do you tell students who receive unfunded offers from brand-name schools but funded offers from less prominent institutions?

This is exactly the situation in which most of our families find themselves…and we do this by design because it forces them to clarify why “Elite School X” is $22,000 per year (or $88,000 total) BETTER than “Good Fit School Y.” This is a critical point that causes families to make logical decisions based on social, academic, programmatic, and financial fit. While it’s anecdotal, I’ve found that more families have begun to choose the LESS expensive, non-brand name school simply because the prices have gotten out of control. Over the past year, I’ve had several families choose lesser name schools OVER Georgetown, Tufts, Boston College, Notre Dame, Johns Hopkins, and the University of Pennsylvania (U PENN is an Ivy League School). This tells me that at $65,000/year, even the elite schools are beginning to price themselves out of the market. If that is the case, what will that mean for the less elite schools who do not give scholarships and who charge about the same amount???

How can a family be sure that pledged financial aid will continue beyond freshman year?

They cannot. I’m dealing with a situation now where this is not the case. If the aid award changes substantively, they must be pleasant but firm. And they must be sure to understand the logic and the terminology that financial aid officers will appreciate.

Financial aid is admittedly very complex, but if someone asked you for your three favorite financial aid tips that families should remember, what would they be?

First, do NOT assume that you will not qualify for aid. Second, plan strategically (much like many do regarding their taxes) so that you maximize aid. Third, understand your affordability EARLY in the process, and plan to look past the elite, brand-name schools in order to pay less.

You can follow The College Advisor on Facebook or visit their website at CollegeAdvisorNY.com.

How To Improve Your Timing On The SAT and ACT


In order to do well on the SAT and ACT, you’ll need to manage the clock. Doing so, however, is often less daunting than it seems.

If you’re having trouble with timing on any test section, the first step is to figure out how much time you should be spending on any given question. Divide the total amount of time you have for that section by the total number of questions—this gives you the average amount of time you should spend on any given question.

On sections where questions are arranged in order of increasing difficulty (SAT Math and Writing, ACT Math), plan on spending a little less time on the earlier questions and more time on the later questions.

SAT ACT Timing

To fine-tune your timing, practice solving individual questions within the given time limit. Once you get good at solving individual questions within the time limit, then move on to larger parts of a section and/or entire sections. Just make sure to carefully track time as you work.

When you’re working through an entire section, make sure not to get stuck on any one problem. If you’re spending significantly more time than you’ve allotted for any given question, move on to the next one. You can always come back to the problem if there is time left at the end of the section.

Remember that your speed will also improve as your mastery of the exam improves. Timing is a function of clock management, but it’s also influenced by your command of the material.

As you practice, you’ll start to develop a natural sense of timing for each section. You’ll know, in other words, how much time you have for each question, when it’s time to move on to the next question, and when time is almost up for the section—all without looking at the clock.

This doesn’t mean that you shouldn’t check the clock every once in awhile as you work through a section. You should. But it does mean that you should avoid obsessively checking the clock. Doing so takes sizable time and mental energy away from the task at hand: accurately completing the section. It can also create additional anxiety. It’s not uncommon, consequently, for someone’s scores to increase when they start to check the clock less frequently.

If you find that you perform your best by closely watching the clock throughout a section, then by all means, please do so. But if you’ve never tried to work with a more natural sense of timing, give it a shot. It takes practice, but it will ultimately afford you more time, calm and mental energy on test day. Those are things everyone could use.

Should You Send Those Four Free ACT Score Reports?


Anytime you register for the ACT you automatically receive four free score reports. This means that the ACT will send your scores to any four universities you choose, free of charge. All you have to do is request the reports anytime up to noon central time the Thursday after your test date.

That sounds like an enticing offer, especially since regular score reports cost $12 each, with rush orders running up to $16.50.

There are two major catches, however. First, you’ll have to send your scores before you know what they are. The ACT doesn’t release your results until at least two weeks after the test, or in other words until around 10 days after you must decide whether or not to send the free reports. If you choose to send the reports, then, you risk sending low scores if you end up having done poorly on the test.

ACT Four Free Score Reports

Second, the ACT will tell colleges the order in which you listed those colleges on your free score report form. Colleges use this information to help them determine how interested you are in attending their school as opposed to other schools. If a college sees that they weren’t listed first on your form, that may lower your chance of admission at that university. This information is included in any reports you request by the Thursday deadline. If you wait until after you’ve received your scores to send them, on the other hand, colleges won’t receive any record of the order in which you listed schools on your report form.

So should you send the free reports? Typically not. By sending the free reports, you’re telling multiple colleges that they’re not your first choice, which can hurt your chances of admission. While this may help you at the one school you selected first, you’re also putting yourself at a potential disadvantage at all the other schools. You also might change your mind about your first choice school by the time you submit your college applications.

Another problem with using the free reports is that you might be unnecessarily sending low scores. Many schools only require you to send your highest test scores for consideration. If you did poorly on the test, you’ll be sending low scores that you might otherwise never need to send. Why risk sending low scores to an admissions committee if you don’t have to?

So when should you use the free score reports? If one of your top choice colleges requires you to submit all your ACT scores, then list that school by itself on your free report. You’ll have to send the score to them eventually, only this way it will look like they’re one of your top choices.

ACT Trigonometry: Law of Sines and Law of Cosines

Here’s how to use the law of sines and the law of cosines on the ACT. For more ACT trigonometry, check out common identities and definitions.

ACT Law of Sines Law of Cosines

Want a Free List of All the Math Topics That Have Recently Appeared on the SAT or ACT?

For a free list of all the math topics that have recently appeared on the SAT or ACT, and/or for answers to any other questions, you can reach me at robertkohen@koheneducationalservices.dream.press or 212-658-0834.